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Credit Analyst Salary in India

Salary By Experience Level

A visual appealing Bar Chart showcasing the salary distribution acrocs diffrent Experience Levels.

Entry Level Image

Entry Level
₹6L – ₹10L

Mid-Level Image

Mid-Level
₹10L – ₹17L

Senior Level Image

Senior Level
₹14L – ₹22L

Lead/Manager Image

Lead/Manager
₹19L – ₹32L

Experience LevelSalary Range (INR)
Entry Level₹550,000.00 – ₹1,000,000.00
Mid-Level₹950,000.00 – ₹1,700,000.00
Senior Level₹1,350,000.00 – ₹2,200,000.00
Lead/Manager₹1,850,000.00 – ₹3,200,000.00

Job Level Salary Trends


Salary Breakdown Analysis

A bar chart is recommended to compare the salary breakdown by major cities for different levels of experience. Each bar can represent a different city, and the different levels of experience can be color-coded for easy comparison.

bangalore img

Bangalore
₹6L – ₹28L

Delhi logo

Delhi
₹7L – ₹29L

Hyderabad logo

Hyderabad
₹6L – ₹26L

mumbai logo

Mumbai
₹7L – ₹32L

CityEntry Level (INR)Mid Level (INR)Senior Level (INR)Lead/Manager (INR)
Bangalore₹850,000.00₹1,450,000.00₹1,950,000.00₹2,750,000.00
Delhi₹900,000.00₹1,550,000.00₹2,150,000.00₹2,900,000.00
Hyderabad₹800,000.00₹1,350,000.00₹1,850,000.00₹2,550,000.00
Mumbai₹1,000,000.00₹1,700,000.00₹2,200,000.00₹3,200,000.00

Frequently Asked Questions About Credit Analyst Salary


In India, a Credit Analyst’s salary ranges from ₹4-6 LPA for entry-level to ₹12-20+ LPA for senior roles, depending on experience and industry.


Top-paying companies that employ Credit Analysts in India include:

  • JPMorgan Chase
  • Goldman Sachs
  • HSBC
  • ICICI Bank
  • HDFC Bank
  • Deloitte


The starting salary for a Credit Analyst in India typically ranges from ₹4 to ₹6 LPA, depending on the company, location, and candidate qualifications.


The highest salary for a Credit Analyst in India can exceed ₹30 LPA, particularly in top financial firms and investment banks, depending on experience, specialization, and location.


In India, a Credit Analyst’s salary generally starts around ₹4-6 LPA for entry-level roles, rises to ₹10-15 LPA for mid-level professionals (5-10 years of experience), and can reach ₹20-30+ LPA for senior roles with over 10 years of experience, especially in top financial institutions.


The top-paying industries for Credit Analysts in India include:

  • Investment Banking
  • Financial Services
  • Private Equity
  • Asset Management
  • Corporate Banking


The top-paying cities for Credit Analysts in India are Mumbai, Bengaluru, Delhi, and Gurgaon, driven by the presence of major financial institutions and corporate headquarters.


The top skills required to become a Credit Analyst include:

  • Financial analysis
  • Risk assessment
  • Credit risk analysis
  • Financial modeling
  • Knowledge of accounting principles
  • Attention to detail
  • Proficiency in Excel
  • Strong communication and analytical skills

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